Our Mission
To mobilize volunteers and community partners in building affordable housing and promoting ownership as a means of breaking the cycle of poverty.

Since 1994 Habitat for Humanity of Thunder Bay has been building homes and hope for families in need by providing affordable housing in the community of Thunder Bay. To date, 39 families and numerous children have been served through our homeownership program, and 30 new homes have been constructed in the city.
Habitat for Humanity Thunder Bay’s success can only be attributed to the partnership and community support. Together with your contribution, we can ensure everyone has a safe, decent, and affordable place to live. Our build projects can only happen with the support of our business partners and sponsors.
1 in every 8 families in Canada must choose between paying rent or buying food. We firmly believe that our homeownership plan is one of the best ways to break the cycle of poverty, ensuring no one has to choose between shelter or food. At Habitat, we provide “a hand up, not a handout,” All families are required to put in 500 hours of sweat equity, working side-by-side with volunteers to construct their own home, assisting on other builds or helping out in our ReStore or office.

Our unique, affordable homeownership program offers families a hand up, empowering them to build strength, stability, and self-reliance. Families purchase an affordable home from Habitat for Humanity Thunder Bay at fair market value, most often with no down payment required. Approved homeowners purchase their home through two mortgages for a 20-year term. The first mortgage is through a traditional lender with market interest rates. The second mortgage, which covers the majority of the home value, is through Habitat for Humanity Thunder Bay with no interest. Mortgage payments are calculated so that families spend no more than 32% of their household income on housing costs. As part of their partnership with Habitat for Humanity Thunder Bay, families contribute “sweat equity” of 500 volunteer hours helping build their home, other Habitat homes, or helping in our ReStores.Read more



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